Janitorial
Protect Your Crew. Secure Your Reputation. Clean With Confidence.
Janitorial insurance is a crucial component of a comprehensive risk management strategy for any cleaning or facility services business, ensuring you’re protected against liability, property damage, work injuries, and contract exposures. At Thrive Risk, we deliver insurance and risk solutions tailored to the unique challenges of janitorial operations.
Get coverage that cleans up your risk — so you can focus on spotless results.
Why Janitorial Businesses Need Specialized Insurance
Cleaning and maintenance firms face distinct exposures: slip-and-fall liability, chemical damage, employee injuries (especially with ladders, wet surfaces), theft of client property, and outsourcing contract demands. A generic business insurance policy often leaves dangerous gaps.
Thrive Risk’s janitorial insurance programs are designed to address these specific risks — giving you peace of mind and protecting your business, staff, and reputation.
Our Approach
to Janitorial Risk Protection
Custom Policy Design
We build inclusive insurance packages covering general liability (especially slip-and-fall), property damage, cleaning equipment coverage, crime/theft, commercial auto, and workers’ compensation.
Risk Assessment & Loss Prevention
We partner with you to analyze cleaning processes, chemical handling protocols, safety practices, and training — and provide recommendations to reduce risk before accidents happen.
Claims Management & Resolution Support
If incidents occur, our claims team intervenes promptly to manage liability, mediate disputes, and minimize financial impact — so disruptions are shorter and less costly.
Who We Serve
Thrive Risk works with a wide range of clients in the janitorial and facility services space, including:
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Office and commercial building cleaning services
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Healthcare, clinic, and medical cleaning firms
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Schools, universities, and institutional cleaning operations
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Industrial and manufacturing facility cleaning
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Specialty cleaning (e.g. window washing, power washing, floor care)
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Residential janitorial and housekeeping services
Whether you run a small local cleaning team or a multi-site contract firm, we understand your exposure and have the coverage you need.
Why choose the
Thrive Risk Advantage for Janitorial
With Thrive Risk, your janitorial business gets a partner who knows cleaning risks inside and out. We combine coverage depth with operational insight to help you stay protected and competitive.
Industry-Specific Expertise
We understand chemical handling, ladder risks, slip hazards, client contracts, and cleaning liabilities.
Tailored Program Design
Policies are structured to your equipment, employee count, service types, and client contracts.
Proactive Loss Control Guidance
Training programs, safety best practices, and operational checklists reduce claims exposure.
Responsive Claims Support
When a loss happens, we react quickly to resolve it, minimizing downtime and reputation damage.
What Our Clients Say
“We had a client slip on a freshly mopped floor — Thrive guided us through the claim, and we got resolution quickly.”
— Angela M., Commercial Cleaning Owner
“They helped us structure our contracts and coverage so we can bid larger clients without risking too much.”
— Brian T., Facility Services Director
Get Your Janitorial Insurance Quote
Cleaning is your craft — let us manage the risk.
Fill out the short form below to receive a custom janitorial insurance quote suited to your business needs.