Effective date: August 10, 2026 • Last updated: August 10, 2026
These Terms & Conditions ("Terms") govern your access to and use of the website located at thriverisk.com and any related services (collectively, the "Site") operated by Thrive Risk Management Insurance Solutions, Inc. ("Thrive," "we," "us," or "our"). By accessing or using the Site, submitting a form, or communicating with us, you agree to these Terms. If you do not agree, please do not use the Site.
Thrive is an independent commercial insurance brokerage and risk management advisory firm licensed in California. The Site provides general information about our services and lets you request a quote or contact us. Nothing on the Site is an offer to sell insurance, a binder, or a guarantee that coverage will be issued or available. No insurance coverage is bound, changed, or terminated through the Site. Coverage is effective only when confirmed in writing by Thrive and the applicable insurer.
Content on the Site, including articles and guides, is provided for general informational purposes only and is not insurance, legal, tax, or financial advice. Insurance needs vary; you should consult a licensed professional about your specific situation before making decisions. Policy terms, conditions, limits, and exclusions in the actual policy documents control in all cases.
The Site is intended for businesses and for individuals who are at least 18 years old and able to form a binding contract. By using the Site you represent that you meet these requirements and that any information you provide is accurate and complete.
If you provide your mobile phone number and opt in, you agree that Thrive Risk Management may contact you by text (SMS) message regarding our services — for example, replies to your inquiries, quote and application follow-ups, certificate and document requests, appointment or renewal reminders, and other customer-service and account communications.
SMS consent is not shared with third parties or affiliates. No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.
For details on how we handle your information, see our Privacy Policy.
You agree not to use the Site to: violate any law or regulation; submit false, misleading, or fraudulent information; interfere with or disrupt the Site or its security; attempt to gain unauthorized access to any system; or use automated means to scrape or harvest data except as expressly permitted. We may suspend or terminate access for any misuse.
The Site and its content — including text, graphics, logos, and the Thrive name and branding — are owned by or licensed to Thrive and are protected by intellectual property laws. You may view and print content for your own informational, non-commercial use. You may not otherwise copy, reproduce, distribute, or create derivative works without our prior written permission.
The Site may link to third-party websites and resources that we do not control. We provide these links for convenience and are not responsible for the content, products, or practices of any third-party site. Your use of third-party sites is at your own risk and subject to their terms.
The Site and its content are provided "as is" and "as available" without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, secure, or error-free, or that information on the Site is complete, accurate, or current.
To the fullest extent permitted by law, Thrive and its officers, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or data, arising out of or related to your use of the Site, even if advised of the possibility of such damages. Nothing in these Terms limits any liability that cannot be limited under applicable law.
You agree to indemnify and hold harmless Thrive from any claims, damages, liabilities, and expenses (including reasonable attorneys' fees) arising out of your use of the Site or your violation of these Terms.
These Terms are governed by the laws of the State of California, without regard to its conflict-of-laws rules. Any dispute arising out of or relating to the Site or these Terms will be subject to the exclusive jurisdiction of the state and federal courts located in Los Angeles County, California.
We may update these Terms from time to time. When we do, we will revise the "Last updated" date above. Your continued use of the Site after changes take effect constitutes acceptance of the revised Terms.
Thrive Risk Management Insurance Solutions, Inc.
15910 Ventura Blvd, Suite 1012, Encino, CA 91436
Phone: (818) 356-8150
Email: info@thriverisk.com
Thrive Risk Management is an independent commercial insurance and risk management firm built for contractors, fleets, and the trades. Let's talk.
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